FINANCIAL HEALTH
Financial Health
Combined ratio
(Commercial and FMG) AIP 40%
99%
98.75%
98.5%
99.34%
3-yr rolling average
98.51%
actual
Results through April 30
STRATEGY
2026
Risk-based capital
MI
9.5
No less
than 6x
IN
11.7
OH
12.8
Meet SLAs and PGs
(Commercial only) AIP 15%
98%
98.5%
99%
100%
Combined ratio
101%
100%
99%
(Government Programs; excluding National Collaborative contracts)
actual
101.73%
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Combined ratio
Definitions
Meet SLAs and PGs
Risk-based capital
Click the words below to see their definitions and better understand the terminology above.
Total expenses divided by gross premiums. The lower the percentage the better.